Panduan dan berita daripada PAYWISE

Panduan

QRIS limits in 2026: per transaction, per day and how to work around them

Bank Indonesia's Rp10 million cap per QRIS transaction, daily limits that differ by bank and e-wallet, why payments get refused, and tips for shops that take large orders.

01 November 2026 · 9 min bacaan

Panduan

What is QRIS Tap? How it works, what you need and whether online shops need it

QRIS Tap lets buyers pay by tapping an NFC phone. How it works, how it differs from a QRIS scan, what buyers and merchants need, how safe it is, and whether online shops need it.

31 Oktober 2026 · 9 min bacaan

Panduan

USDT TRC20 vs BEP20: which is cheaper and safer in 2026?

USDT TRC20 vs BEP20 compared: transfer fees, speed, how to tell the addresses apart, wrong-network risk and when to use each.

30 Oktober 2026 · 8 min bacaan

Panduan

Fake QRIS: how to spot it and check a real QRIS before you pay

Stickers over the real code, "QRIS update" links and fake payment screenshots. Learn the signs of a fake QRIS, a ten-second check before you pay, what to do if you already paid, and how merchants can protect their QRIS.

29 Oktober 2026 · 10 min bacaan

Kemas kini produk

The PAYWISE app for Android: payment notifications on your phone

Install the PAYWISE app from paywise.asia/app and get payment, withdrawal and support notifications on your phone, each with its own sound. Install guide, tips and FAQ.

22 Oktober 2026 · 9 min bacaan

Berita

Indonesia's digital payments reach 6.11 billion transactions in August 2026

Bank Indonesia's August 2026 payment figures: digital transactions up 40.36%, QRIS up 67.22%, mobile banking up 47.08% and BI-FAST at 549 million transfers. What the trend means for online shops.

21 Oktober 2026 · 2 min bacaan

Berita

What is the Digital Rupiah? A simple explanation for businesses

The Digital Rupiah is Bank Indonesia's own digital currency, still in testing. How it differs from e-wallet balances, QRIS and stablecoins, where Project Garuda stands in 2026, and what it means for merchants.

20 Oktober 2026 · 2 min bacaan

Berita

OJK prepares stablecoin rules: what it means for merchants accepting USDT

OJK expects to set the direction for stablecoin rules around January 2027. What is known so far, what stays the same today, and what merchants who accept USDT should do now.

20 Oktober 2026 · 2 min bacaan

Berita

Cross-border QRIS: foreign tourists now pay with their own apps

Cross-border QRIS links Indonesia with six countries. 17.8 million inbound payments worth Rp6.2 trillion so far, more than three times outbound. What it means for merchants.

19 Oktober 2026 · 2 min bacaan

Berita

QRIS in numbers: 12.55 billion transactions in the first half of 2026

Bank Indonesia's latest QRIS figures: transactions doubled in January–June 2026, with about 66 million users and 44.86 million merchants. What the numbers mean for online sellers.

18 Oktober 2026 · 2 min bacaan

Berita

Can merchants charge customers a QRIS fee? What Bank Indonesia says

Bank Indonesia repeated in October 2026 that the QRIS MDR is the merchant's cost. What counts as a surcharge, what can happen to merchants who add one, and how to price fairly.

17 Oktober 2026 · 3 min bacaan

Panduan

How to set up QRIS for your online shop, without the hassle

Accept QRIS on your website in five steps: sign up, add your website, connect with the WooCommerce plugin, SDK or API, test in the sandbox and go live.

11 Oktober 2026 · 3 min bacaan