Guias e notícias da PAYWISE

Guias

QRIS fees for small sellers: what MDR means, with real examples

What MDR is, how a payment gateway fee works, and worked examples for a small online shop: per order, per day, per month and per withdrawal.

11 outubro 2026 · 3 min de leitura

Guias

Chargebacks vs failed payments: the difference, and what merchants should do

A failed payment never moved money; a chargeback takes money back later. What each one means with QRIS and USDT, and what to do in every case.

11 outubro 2026 · 3 min de leitura

Guias

Signs of a scam buyer in your online shop, and how to avoid them

Fake receipts, pressure to ship, overpayments and refunds to a different account: eight warning signs of a scam buyer and the habits that protect your shop.

11 outubro 2026 · 3 min de leitura

Guias

Crypto payments for business: rules, risks and how to do it safely

Before you accept USDT or other crypto: what the rules usually say, the main risks for a business, and the habits that keep crypto payments safe.

11 outubro 2026 · 3 min de leitura

Desenvolvedores

Webhook vs redirect: why payment status must come from the webhook, not the success page

The return URL tells the customer what happened; the signed webhook tells your server. Why you should never fulfil an order on the redirect, with code.

11 outubro 2026 · 3 min de leitura

Desenvolvedores

Integrate PAYWISE with Laravel and PHP in 15 minutes

A step-by-step Laravel integration with the PAYWISE PHP SDK: install, configure, create a payment, handle the signed webhook and test in the sandbox.

11 outubro 2026 · 4 min de leitura

Desenvolvedores

Handling expired payments and payments that stay pending too long

How long QRIS and USDT payments stay open, what to do when one expires, why a retry needs a new merchant_reference, and how to handle a late payment.

11 outubro 2026 · 4 min de leitura

Novidades do produto

See PAYWISE from the inside with the demo account

The PAYWISE demo account shows a real merchant dashboard with sample payments and withdrawals, so you can look around before you sign up.

11 outubro 2026 · 2 min de leitura

Guias

Your first week on PAYWISE: a checklist from sign-up to first payment

A day-by-day checklist for new merchants: business profile, website, sandbox key, webhook, testing and your first live QRIS or USDT payment.

10 outubro 2026 · 3 min de leitura

Guias

How to get fast help from PAYWISE support

Telegram or a support ticket? What to include, what never to send, and how to get an answer to an integration or payment question on the first reply.

10 outubro 2026 · 2 min de leitura

Desenvolvedores

Integration troubleshooting: 10 common mistakes and how to fix them

Wrong key, a webhook that never arrives, a signature that never matches: the ten integration problems we see most often, with the error code and the fix for each.

10 outubro 2026 · 3 min de leitura

Desenvolvedores

Moving from per-website secrets to one webhook secret

PAYWISE now signs every webhook with one merchant secret. Websites set up earlier keep their older secret until you switch. Here is how to switch without missing a single webhook.

10 outubro 2026 · 2 min de leitura