Company
PAYWISE lets businesses accept QRIS and USDT payments through one API, follow every transaction to its final status and withdraw their funds. Our aim: payment operations that are transparent and auditable for every business.
What we do
QRIS payments from any Indonesian bank or e-wallet app, and USDT on BNB Smart Chain, created through one REST API.
Every transaction followed from creation to its final status, with signed webhooks, API logs and a complete audit trail.
Paid funds withdrawn to a bank account in IDR or a BEP20 wallet in USDT, with every payout tracked to completion.
How we work

One published rate per payment method, recorded on every transaction together with its gross and net amount.
API keys stored only as hashes and scoped per environment, HMAC-signed webhooks, email two-factor sign-in and an audit log that cannot be edited.
A sandbox that works like live, idempotent transaction creation, clear error codes and documentation for every endpoint.
PAYWISE is not a bank, a deposit account or a wallet for your customers. We are clear about what we do.
Create an account, generate a sandbox key, and send your first transaction from the playground in minutes.
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