PAYWISE
en

Company

Building dependable payment infrastructure for your business.

PAYWISE lets businesses accept QRIS and USDT payments through one API, follow every transaction to its final status and withdraw their funds. Our aim: payment operations that are transparent and auditable for every business.

What we do

From the first API call to the money in your account.

Accept

QRIS payments from any Indonesian bank or e-wallet app, and USDT on BNB Smart Chain, created through one REST API.

Track

Every transaction followed from creation to its final status, with signed webhooks, API logs and a complete audit trail.

Settle

Paid funds withdrawn to a bank account in IDR or a BEP20 wallet in USDT, with every payout tracked to completion.

How we work

The principles behind every feature.

01

Transparent pricing

One published rate per payment method, recorded on every transaction together with its gross and net amount.

02

Secure by default

API keys stored only as hashes and scoped per environment, HMAC-signed webhooks, email two-factor sign-in and an audit log that cannot be edited.

03

Built for developers

A sandbox that works like live, idempotent transaction creation, clear error codes and documentation for every endpoint.

04

Clear about what we are

PAYWISE is not a bank, a deposit account or a wallet for your customers. We are clear about what we do.

PAYWISE at a glance

Payment methods
QRIS · USDT (BEP20)
Settlement
IDR to a bank account · USDT to a BEP20 wallet
Integration
REST API · signed webhooks · sandbox
Dashboard languages
English · Bahasa Indonesia · 简体中文
Growing teams

Start with a sandbox key today.

Create an account, generate a sandbox key, and send your first transaction from the playground in minutes.