Guides and news from PAYWISE

Product updates

The PAYWISE app for Android: payment notifications on your phone

Install the PAYWISE app from paywise.asia/app and get payment, withdrawal and support notifications on your phone, each with its own sound. Install guide, tips and FAQ.

22 October 2026 · 9 min read

News

Indonesia's digital payments reach 6.11 billion transactions in August 2026

Bank Indonesia's August 2026 payment figures: digital transactions up 40.36%, QRIS up 67.22%, mobile banking up 47.08% and BI-FAST at 549 million transfers. What the trend means for online shops.

21 October 2026 · 2 min read

News

What is the Digital Rupiah? A simple explanation for businesses

The Digital Rupiah is Bank Indonesia's own digital currency, still in testing. How it differs from e-wallet balances, QRIS and stablecoins, where Project Garuda stands in 2026, and what it means for merchants.

20 October 2026 · 2 min read

News

OJK prepares stablecoin rules: what it means for merchants accepting USDT

OJK expects to set the direction for stablecoin rules around January 2027. What is known so far, what stays the same today, and what merchants who accept USDT should do now.

20 October 2026 · 2 min read

News

Cross-border QRIS: foreign tourists now pay with their own apps

Cross-border QRIS links Indonesia with six countries. 17.8 million inbound payments worth Rp6.2 trillion so far, more than three times outbound. What it means for merchants.

19 October 2026 · 2 min read

News

QRIS in numbers: 12.55 billion transactions in the first half of 2026

Bank Indonesia's latest QRIS figures: transactions doubled in January–June 2026, with about 66 million users and 44.86 million merchants. What the numbers mean for online sellers.

18 October 2026 · 2 min read

News

Can merchants charge customers a QRIS fee? What Bank Indonesia says

Bank Indonesia repeated in October 2026 that the QRIS MDR is the merchant's cost. What counts as a surcharge, what can happen to merchants who add one, and how to price fairly.

17 October 2026 · 3 min read

Guides

How to set up QRIS for your online shop, without the hassle

Accept QRIS on your website in five steps: sign up, add your website, connect with the WooCommerce plugin, SDK or API, test in the sandbox and go live.

11 October 2026 · 3 min read

Guides

QRIS fees for small sellers: what MDR means, with real examples

What MDR is, how a payment gateway fee works, and worked examples for a small online shop: per order, per day, per month and per withdrawal.

11 October 2026 · 3 min read

Guides

Chargebacks vs failed payments: the difference, and what merchants should do

A failed payment never moved money; a chargeback takes money back later. What each one means with QRIS and USDT, and what to do in every case.

11 October 2026 · 3 min read

Guides

Signs of a scam buyer in your online shop, and how to avoid them

Fake receipts, pressure to ship, overpayments and refunds to a different account: eight warning signs of a scam buyer and the habits that protect your shop.

11 October 2026 · 3 min read

Guides

Crypto payments for business: rules, risks and how to do it safely

Before you accept USDT or other crypto: what the rules usually say, the main risks for a business, and the habits that keep crypto payments safe.

11 October 2026 · 3 min read