PAYWISE
en

Pricing

Simple pricing. No plans to compare.

Every merchant gets the full platform. You pay a percentage of each successful transaction, and nothing on failed or expired ones.

QRIS

Indonesian QR payments from any bank or e-wallet app. Recorded and settled in IDR.

1%*

special rate · per successful transaction

USDT · BEP20

Stablecoin payments on BNB Smart Chain. Recorded and settled in USDT.

1.5%*

special rate · per successful transaction

High volume? Rates are negotiable. Get a custom rate for large volumes. Email our sales team at [email protected]
  • No setup fee
  • No monthly fee
  • No fee on failed or expired transactions
  • Sandbox testing at no cost

Everything is included

There are no feature tiers. Every account gets:

  • REST API with sandbox and live keys
  • HMAC-signed webhooks with delivery logs
  • Real-time dashboard and reports
  • CSV export of transactions
  • Settlement tracking and withdrawals
  • Team roles for owners and staff
  • Email two-factor authentication
  • API logs with request IDs

How the fee works

The fee is taken from each paid transaction when it is paid. Gross and net are shown on every transaction in your dashboard.

* Rates may vary depending on business type and transaction volume.

Customer pays

Rp250.000

PAYWISE fee (2%)

−Rp5.000

You receive

Rp245.000

Withdrawal fees

A flat fee for each withdrawal to your bank account, e-wallet, or USDT wallet. The fee is taken from the withdrawal amount.

QRIS to bank account

Rp3.000

per withdrawal

Min Rp25.000 · max Rp20.000.000

QRIS to e-wallet

Rp3.000

per withdrawal

Min Rp25.000 · max Rp20.000.000

USDT to BEP20 wallet

1.00 USDT

per withdrawal

Min 10.00 USDT · max 10,000.00 USDT

No fee on QRIS withdrawals of Rp5.000.000 or more.

High volume

High volume? Let's talk rates.

High daily or monthly volume? We offer custom rates below the standard price. Tell us your expected volume and we will send an offer, including help with the integration.

[email protected]

Frequently asked questions

When is the fee charged?
Only when a transaction is paid. The fee is recorded on the transaction at that moment, together with its gross and net amount.
Do I pay for failed or expired transactions?
No. Pending, failed and expired transactions have no fee.
Which currency is the fee in?
The currency of the payment rail: IDR for QRIS and USDT for USDT. Nothing is converted.
Can I test before going live?
Yes. Sandbox keys let you create and follow test transactions with no real money involved, then switch to live keys when you are ready.