Guides and news from PAYWISE

News

Indonesia's digital payments reach 6.11 billion transactions in August 2026

Bank Indonesia's August 2026 payment figures: digital transactions up 40.36%, QRIS up 67.22%, mobile banking up 47.08% and BI-FAST at 549 million transfers. What the trend means for online shops.

21 October 2026 · 2 min read

News

What is the Digital Rupiah? A simple explanation for businesses

The Digital Rupiah is Bank Indonesia's own digital currency, still in testing. How it differs from e-wallet balances, QRIS and stablecoins, where Project Garuda stands in 2026, and what it means for merchants.

20 October 2026 · 2 min read

News

OJK prepares stablecoin rules: what it means for merchants accepting USDT

OJK expects to set the direction for stablecoin rules around January 2027. What is known so far, what stays the same today, and what merchants who accept USDT should do now.

20 October 2026 · 2 min read

News

Cross-border QRIS: foreign tourists now pay with their own apps

Cross-border QRIS links Indonesia with six countries. 17.8 million inbound payments worth Rp6.2 trillion so far, more than three times outbound. What it means for merchants.

19 October 2026 · 2 min read

News

QRIS in numbers: 12.55 billion transactions in the first half of 2026

Bank Indonesia's latest QRIS figures: transactions doubled in January–June 2026, with about 66 million users and 44.86 million merchants. What the numbers mean for online sellers.

18 October 2026 · 2 min read

News

Can merchants charge customers a QRIS fee? What Bank Indonesia says

Bank Indonesia repeated in October 2026 that the QRIS MDR is the merchant's cost. What counts as a surcharge, what can happen to merchants who add one, and how to price fairly.

17 October 2026 · 3 min read

News

Mirror domains: one website, several addresses

Run the same shop on more than one domain. Customers go back to the domain they paid from, and each domain can receive its own payment notifications.

05 October 2026 · 2 min read

News

USDT withdrawals are now automatic

Withdrawals of USDT funds to a BEP20 wallet are now sent automatically, with the transaction hash shown when they complete.

04 October 2026 · 2 min read

News

Automatic bank withdrawals, with account check and partial withdraw

QRIS funds are now sent to your bank account automatically. Check the account holder's name before you confirm, and withdraw large amounts in one request.

04 October 2026 · 2 min read

News

What's new in PAYWISE: September – October 2026

An app you can install, automatic withdrawals, three languages, dark mode, a Help Center, plugins and SDKs: everything new in PAYWISE these two months.

04 October 2026 · 2 min read

News

QRIS MDR fees from 1 October 2026: 0% up to Rp100,000 for every merchant

Bank Indonesia extended 0% QRIS MDR to every merchant for payments up to Rp100,000 from 1 October 2026. Here are the full rates and what they mean for your business.

04 October 2026 · 2 min read