Guides and news from PAYWISE

News

Automatic bank withdrawals, with account check and partial withdraw

QRIS funds are now sent to your bank account automatically. Check the account holder's name before you confirm, and withdraw large amounts in one request.

04 October 2026 · 2 min read

News

What's new in PAYWISE: September – October 2026

An app you can install, automatic withdrawals, three languages, dark mode, a Help Center, plugins and SDKs: everything new in PAYWISE these two months.

04 October 2026 · 2 min read

Guides

What is QRIS? How it works, costs and benefits for businesses

QRIS is Indonesia's national QR payment standard. Learn how it works, the difference between static and dynamic QRIS, what it costs and why businesses use it.

04 October 2026 · 2 min read

Guides

What is a payment gateway? Meaning, how it works and how to choose

A payment gateway connects your website or app to banks and e-wallets. Here is what it does, how a payment flows through it, and what to look for when you choose one.

04 October 2026 · 2 min read

News

QRIS MDR fees from 1 October 2026: 0% up to Rp100,000 for every merchant

Bank Indonesia extended 0% QRIS MDR to every merchant for payments up to Rp100,000 from 1 October 2026. Here are the full rates and what they mean for your business.

04 October 2026 · 2 min read

Guides

What are USDT and BEP20? A beginner's guide

USDT is a stablecoin that follows the US dollar; BEP20 is the token standard of BNB Smart Chain. Here is how they work, why the network matters and what the rules are in Indonesia.

04 October 2026 · 2 min read

Guides

How to stop fake transfer receipts in your online shop

Edited screenshots and fake receipts cost online shops real money. Learn the common tricks, simple habits that protect you, and how automatic payment confirmation removes the problem.

04 October 2026 · 2 min read

Guides

QRIS vs bank transfer vs virtual account: which suits your online shop?

A clear comparison of the three most common payment methods in Indonesia: speed, automatic confirmation, costs, limits and when to use each.

04 October 2026 · 2 min read

Guides

How to accept payments on your website: 3 ways, from no code to full API

Whether you run a WooCommerce store, a custom PHP or Node.js site or your own app, here is the quickest way to accept QRIS and USDT payments on it.

04 October 2026 · 2 min read

Guides

The benefits of a unified payment API for fintech teams

One API for QRIS and USDT means less code, one webhook format, one place to look and a payment stack that stays reliable as you grow.

04 October 2026 · 2 min read

Guides

A buyer's guide to choosing a payment API for Indonesia

What to check before you choose a payment API for Indonesian customers: payment methods, testing, webhooks, settlement, costs and support.

04 October 2026 · 3 min read

Guides

A practical guide to API-first payment infrastructure for Indonesian merchants

What "API-first" means for payments, why it suits online businesses in Indonesia, and how to plan your integration step by step.

04 October 2026 · 3 min read